If you have been injured in an accident, don’t wait
If you or a loved one has been injured in an automobile accident or slip in fall, contact Spinal Injury Centers today! We specialize in whiplash, concussions, headaches, neck pain, back pain, knee pain, shoulder pain, hip pain and all soft tissue injuries due to acute trauma.
GET TREATMENT AS SOON AS POSSIBLE. Treatment must begin within 14 days following the accident in order for you to receive the benefits from your (PIP) auto insurance. If you have not seen a medical professional within 14 days of your automobile accident, to get a determination of an EMC “Emergency Medical Condition” you may only be eligible to receive up to $2,500.00 dollars of PIP coverage’s, not the $10,000 dollars you are obligated too.
SCHEDULE YOUR APPOINTMENT WITH THE RIGHT DOCTOR. The practice where you seek care for the auto accident injuries must have a medical staff for the full auto insurance benefits to potentially be available. He or she must also give the proper determination for your benefits to be available.
TELL EVERYTHING. In addition to only qualifying for the full auto insurance benefits in a practice with medical staff, follow-up treatment can only be given to the areas that are related to medical diagnosis on the first visit.
DON’T HOLD BACK. You have to tell how bad the pain really is. To qualify for the full benefits, the injury must have an “Emergency Medical Condition” (EMC) determination and be diagnosed as an acute (recent) injury that is very painful with serious potential outcomes, if not treated quickly.
DON’T SKIP APPOINTMENTS. This includes both the visits with the treating provider and insurance company doctor appointments. If you miss two insurance company appointments, no insurance coverage or no benefits will be available.
DON’T IGNORE THE INSURANCE COMPANY’S CALL. Insurance companies are required to take a recorded statement (called an Examination Under Oath, EUO). Good News, the law limits the questions to “relevant information”. If you have an attorney representing you, he or she can insure that insurances company questions are within the correct boundaries.
INSURANCE COMPANIES HAVE TIME, YOU DON’T. While you have 14 days to see your health provider, the insurance companies may have up to 90 days to pay claims.
Spinal Injury Centers has a Board Certified Chiropractic Physician, Medical Director as well as a Physicians Assistant (PA) who stand ready to help your auto related injuries after the new law has taken effect.